What to do about my situation?

i would see about taking some recreational flying lessons first that way you are still flying and gaining expeirance at the same time and you are still able to provide for you and your family when you have some money saved and experiance under your belt then look into going to school for flying heck maybe do some homework while you take some recreational flying lessions i wouldnt give up your dream but i wouldnt give up on reality yet either its a balancing act good luck to you