I am 5mos. pregnant,& i lve w/my bf 4 a 1yr now,& now i'm very stressful bec.he dosen't know how to save.

his money.& i'm thinking about the future, he is smoker drinker, he drink 6 to 12 can's a day of (xxxx gold)i dont know what to do, pls. give some advice, pls....thank you